About the comments
Tell us what happened, not what everyone else must do.
I want the comments to feel like a good kitchen-table conversation. You can be candid without sharing private details, and you can disagree without turning someone else’s life into a verdict.
What belongs here
- Firsthand experiences described as experiences, not universal rules.
- Questions that invite useful, specific answers.
- Corrections supported by reliable sources.
- Respectful disagreement about tradeoffs and priorities.
What we remove
- Scams, investment solicitations, referral spam, and impersonation.
- Harassment, shame, discrimination, threats, or doxxing.
- Requests for account numbers, credentials, or other sensitive data.
- Personalized legal, tax, medical, or investment instructions presented as professional advice.
How moderation works
A reader’s first comment waits for review. Established contributors may post immediately, but every comment remains subject to these guidelines. Automated checks can flag content; a person makes irreversible moderation decisions.