Keep Making the Payment After the Debt Is Gone
The first month without a car loan or credit-card payment feels roomy. Give that money its next job before groceries, errands, and small upgrades claim it.
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3 posts
The Credit-Card Float: When This Month’s Paycheck Is Paying for Last Month
The calculation that showed me why paying the statement did not make me feel caught up.
Avalanche or Snowball? Put Both on the Same Spreadsheet
I ran both payoff methods on the same debts because the internet argument was not helping me make a decision.